- Keep monthly accounts; if you actually see the areas you are spending your money it will help you realise where all your money is really going and it it necessary!
- Treats are not forbidden, so dont feel guilty, but try and be realistic about your budget. Then when you do get a treat you are more likely to really appreciate it, which makes it even better!
- Stick to your shopping list! Shopping online is a good way to do that and help avoid temptations!
- If you feel the urge to impulse buy something expensive, and I know its hard sometimes, but walk away, go home. If you still want that item later, then go back and get it.
- Next time you want to buy a new book either check out your local charity shop or go on line for a second hand version at a cheaper price - Greenmetropolis.com is a good place to start.
- Pick up fliers and read fliers for local shops delivered by the postman and keep an eye on whats on special offer - but remember its only a bargain in you need it and will use it...
- If you do your grocery shopping on line keep an eye on the offers they have and build your regular shop around them
- Buy one get one free or 3 for 2 is only a bargain if its something you will use, if its perishable think twice. If its something you use anyway and it will store well then its a good deal.
- Every once in a while (once a month for example) check your cupboards and use up things you already have before you buy any thing.